Healthcare Options for Students in Greece

Greece offers a robust healthcare system that provides students—both Greek nationals and international students—with access to affordable and high-quality medical services. Whether you’re studying at a public university, private institution, or as an exchange student, understanding your healthcare options is essential for ensuring your well-being during your time in Greece.
Below is a comprehensive guide to healthcare options available for students in Greece, including public healthcare, private insurance, and additional support services.
1. Public Healthcare System (ESY)
The National Health System (ESY – Εθνικό Σύστημα Υγείας) is the backbone of healthcare in Greece and provides universal coverage to all legal residents, including students.
a. Eligibility
- Greek Students: Automatically covered under the public healthcare system if they are registered with a Social Insurance Fund (e.g., EFKA).
- EU/EEA Students: Covered through their European Health Insurance Card (EHIC), which grants access to necessary medical care on the same terms as Greek citizens.
- Non-EU Students: Must register with the public healthcare system by obtaining a temporary social security number (AMKA) and paying a small fee for coverage.
b. Services Provided
- Primary Care: Access to general practitioners (GPs), pediatricians, and specialists.
- Hospital Care: Free or subsidized hospital stays, surgeries, and emergency treatment.
- Medications: Subsidized prescription drugs through pharmacies.
- Preventive Care: Vaccinations, screenings, and health education programs.
c. How to Access Public Healthcare
- Obtain an AMKA Number: All students need an AMKA (Αριθμός Μητρώου Κοινωνικής Ασφάλισης), which serves as a unique social security identifier.
- Register with EOPYY: The National Organization for Healthcare Services Provision (EOPYY) manages public healthcare providers. Registering ensures access to approved doctors and hospitals.
- Visit a Doctor or Hospital: Present your AMKA card and EHIC (if applicable) when seeking treatment.
2. Private Health Insurance
While public healthcare is comprehensive, some students opt for private health insurance to access faster services, specialized treatments, or enhanced comfort.
a. Why Choose Private Insurance?
- Shorter waiting times for appointments and procedures.
- Access to private clinics and hospitals with modern facilities.
- Additional coverage for services not fully subsidized by the public system (e.g., dental care, physiotherapy).
b. Types of Plans
- Supplementary Insurance: Covers costs not included in public healthcare, such as co-payments or elective procedures.
- Comprehensive Plans: Offer full coverage for both routine and specialized care, often used by non-EU students without EHIC eligibility.
c. Popular Providers
- Ethniki Asfalistiki
- Interamerican
- Allianz
- Eurolife ERB
d. Cost Considerations
- Premiums vary based on age, coverage level, and pre-existing conditions.
- International students may find discounted plans tailored specifically for them.
3. University Health Services
Most universities in Greece have dedicated health centers or partnerships with local clinics to provide basic medical care to students.
a. On-Campus Clinics
- Many large universities, such as the National and Kapodistrian University of Athens and Aristotle University of Thessaloniki, operate on-campus clinics staffed by nurses and physicians.
- Services include first aid, vaccinations, mental health counseling, and referrals to specialists.
b. Student Health Programs
- Universities often organize workshops on nutrition, stress management, and sexual health.
- Some institutions partner with external organizations to offer free screenings or wellness activities.
c. Mental Health Support
Mental health awareness has grown in recent years, leading to improved resources for students:
- Counseling services are available at most universities.
- Hotlines and online platforms provide 24/7 support for issues like anxiety, depression, and academic pressure.
4. European Health Insurance Card (EHIC)
For students from EU/EEA countries, the EHIC is a valuable tool for accessing healthcare in Greece.
a. Benefits
- Covers medically necessary treatments during your stay.
- Grants access to public healthcare providers at no extra cost or reduced fees.
b. Limitations
- Does not cover private healthcare or repatriation in emergencies.
- Only valid for temporary stays; long-term residents must transition to Greek public healthcare.
c. Application Process
- Apply for the EHIC through your home country’s national health service before traveling to Greece.
5. Special Arrangements for International Students
International students face unique challenges but also benefit from specific arrangements designed to ensure their healthcare needs are met.
a. Mandatory Insurance Requirements
- Non-EU students must prove they have health insurance upon applying for a student visa.
- This can be achieved through:
- Purchasing private international health insurance.
- Enrolling in the Greek public healthcare system.
b. Affordable Public Coverage
- Non-EU students can pay a nominal fee (approximately €150–€300 annually) to join the public healthcare system.
- This option is cost-effective and provides extensive coverage similar to Greek citizens.
c. Emergency Assistance
- In case of emergencies, dial 166 for ambulance services or visit the nearest public hospital’s emergency department.
- Hospitals are required to treat anyone in urgent need, regardless of insurance status.
6. Additional Resources
Several organizations and initiatives support student health in Greece:
a. Erasmus+ Program
- Students participating in Erasmus exchanges receive comprehensive health coverage through their host institution and home country’s insurance.
b. NGOs and Charitable Organizations
- Groups like the Red Cross and Médecins du Monde occasionally offer free clinics and health campaigns targeting vulnerable populations, including students.
c. Online Platforms
- Websites like FindDoctor.gr help locate nearby doctors and specialists.
- Apps like iMedical allow users to book appointments and track prescriptions digitally.
7. Tips for Staying Healthy in Greece
To make the most of your healthcare options and maintain good health while studying in Greece, consider the following tips:
- Stay Active: Take advantage of Greece’s mild climate to walk, hike, or participate in outdoor sports.
- Eat Well: Embrace the Mediterranean diet, rich in fresh fruits, vegetables, olive oil, and seafood.
- Vaccinations: Ensure your vaccinations are up-to-date, especially for diseases like hepatitis A and tetanus.
- Emergency Contacts: Save important numbers, such as the national emergency line (112) and your embassy’s contact information.