Relocating to Greece can be a dream come true for many. With its rich history, stunning landscapes, delicious cuisine, and warm Mediterranean climate, Greece offers an enviable lifestyle. However, moving to a new country requires careful planning and preparation. In this step-by-step guide, we’ll walk you through everything you need to know about relocating to Greece, from visas and housing to healthcare and cultural adaptation.
Step 1: Research and Decide on Your Purpose of Relocation
Before making the move, it’s essential to determine why you’re relocating to Greece. Your purpose will influence the type of visa you need and other logistical considerations. Common reasons for moving to Greece include:
- Work : Securing a job in Greece or working remotely as a digital nomad.
- Retirement : Enjoying a relaxed lifestyle in a beautiful setting.
- Study : Enrolling in a Greek university or educational institution.
- Family Reunification : Joining family members who already live in Greece.
- Investment : Starting a business or purchasing property.
Once you’ve identified your purpose, you can proceed with the necessary paperwork and planning.
Step 2: Check Visa Requirements and Apply for the Appropriate Visa
Greece is part of the European Union (EU) and the Schengen Area, so visa requirements depend on your nationality:
For EU/EEA/Swiss Citizens:
- No visa is required to enter or reside in Greece.
- You can stay indefinitely and work without restrictions.
- Register with the local municipal authority (Δήμος) within three months of arrival if you plan to stay long-term.
For Non-EU Citizens:
- You’ll need a visa to enter and reside in Greece. The type of visa depends on your purpose of relocation:
- Work Visa : Required if you have a job offer from a Greek employer.
- Student Visa : For those enrolled in a Greek educational institution.
- Retirement Visa : For individuals who can prove sufficient financial means to support themselves.
- Digital Nomad Visa : Introduced recently, this visa allows remote workers to live and work in Greece for up to one year (renewable).
- Golden Visa : Available to non-EU citizens who invest at least €250,000 in Greek real estate.
To apply for a visa:
- Contact the Greek consulate or embassy in your home country.
- Submit the required documents, such as proof of income, health insurance, and accommodation.
- Attend an interview if necessary.
- Wait for approval before traveling to Greece.
Step 3: Find Accommodation
Finding a place to live is one of the most important steps when relocating. Greece offers a variety of housing options, from city apartments to countryside villas.
Temporary Housing:
- Book short-term rentals via platforms like Airbnb or Booking.com while you search for permanent accommodation.
- Stay in hostels or guesthouses if you’re on a budget.
Long-Term Housing:
- Use local real estate websites like Spitogatos or Xe.gr to browse listings.
- Work with a real estate agent who speaks your language to simplify the process.
- Popular cities for expats include Athens, Thessaloniki, and coastal towns like Heraklion (Crete) and Chania.
Renting vs. Buying:
- Renting is more common for newcomers, especially in urban areas.
- If you’re considering buying property, consult a lawyer familiar with Greek real estate laws.
Step 4: Open a Bank Account
Opening a bank account in Greece is straightforward but may require some documentation:
- Passport or ID card.
- Proof of address (utility bill or rental agreement).
- Tax identification number (AFM – Αριθμός Φορολογικού Μητρώου).
Visit a local branch of a Greek bank (e.g., Alpha Bank, Piraeus Bank, or National Bank of Greece) to open your account. Some banks offer services in English, which can be helpful for expats.
Step 5: Register with Local Authorities
After arriving in Greece, you must register with the local authorities:
- Get Your AMKA Number : This is your social security number, required for accessing healthcare and other services. Visit the nearest KEP office (Citizen Service Center) to obtain it.
- Register with the Municipality : If you’re staying long-term, register with the local municipality (Δήμος) to receive a certificate of residence.
Step 6: Understand Healthcare Options
Greece has a public healthcare system that provides high-quality medical care. Here’s what you need to know:
- EU/EEA Citizens : Use your European Health Insurance Card (EHIC) to access public healthcare.
- Non-EU Citizens : You’ll need private health insurance unless you qualify for public healthcare through employment or residency permits.
- Consider supplemental private insurance for faster access to specialists and better facilities.
Step 7: Learn the Language
While many Greeks speak English, especially in tourist areas, learning basic Greek phrases will help you integrate into society and make daily interactions easier. Resources like Duolingo, language courses, or local tutors can be invaluable.
Step 8: Adapt to Greek Culture and Lifestyle
Understanding Greek culture will enhance your experience and help you feel more at home:
- Social Norms : Greeks are warm and hospitable. Greetings often involve handshakes or kisses on both cheeks.
- Meal Times : Lunch is typically between 1-3 PM, and dinner starts late, around 8-10 PM.
- Festivals and Traditions : Participate in local festivals, such as Easter celebrations, to immerse yourself in Greek traditions.
- Pace of Life : Life in Greece is slower and more relaxed. Embrace the concept of “philoxenia” (hospitality) and enjoy the laid-back atmosphere.
Step 9: Settle Financial Matters
Managing finances effectively is crucial when relocating:
- Cost of Living : Greece is relatively affordable compared to other Western European countries. Rent, groceries, and dining out are reasonably priced.
- Taxes : Familiarize yourself with Greek tax laws. Non-residents pay taxes only on income earned in Greece, while residents are taxed on worldwide income.
- Currency : Greece uses the Euro (€). Exchange rates and banking fees should be considered when transferring money internationally.
Step 10: Explore and Enjoy Your New Home
Once settled, take time to explore Greece’s incredible diversity:
- Visit historical landmarks like the Acropolis in Athens or ancient Olympia.
- Relax on stunning beaches in islands like Santorini, Mykonos, or Crete.
- Sample traditional dishes like moussaka, souvlaki, and fresh seafood.
- Build connections with locals and fellow expats to create a supportive community.
